Understanding IRS Limits

A spill-over election allows you to continue to automatically save on an after-tax basis once you reach the pre-tax/Roth 401(l) limit. Please contact Fidelity for more information and learn how to make this election.

It’s important to understand these limits and how they may affect any future contributions to your Retirement Savings Plan account. Different rules also apply for highly- compensated employees. For more information on how IRS limits may affect you, please consult the Retirement Savings Plan Summary Plan Descriptions or call Fidelity.