IRS Limits

The IRS puts limits on how much can be saved to employer-sponsored 401(k) plans.

The 2026 limits are as follows:

  • Your pre-tax and Roth 401(k) contributions: $24,500
  • Catch-up contributions (if age 50 or older in 2026): $8,000
  • Catch-up contributions (if aged 60-63 in 2026): $11,250
  • Total annual contributions (from Rockwell and you): $72,000 (or $80,000 if 50 or older or $83,250 if aged 60-63))
  • Maximum eligible compensation (maximum amount of compensation eligible for contributions to the plan): $360,000.