Although you can’t make any distribution elections before you retire, it’s good to be prepared to make those decisions.

If your vested account balance is more than $1,000 when you retire, you will need to make your distribution election with Fidelity within one to two weeks of when you want to receive a distribution.

If your vested account balance is $1,000 or less when you retire, you can choose to receive a lump-sum cash payment or elect a direct rollover to an IRA or another employer’s plan that accepts rollovers.

For additional information, contact Fidelity.