Results for Dental

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What’s Covered Under the Comprehensive Option

With the Comprehensive dental option, you get coverage for preventive and basic care, including sealants, bitewing X-rays and full-mouth X-rays. Plus, you get coverage for major care, like bridges, crowns, inlays, onlays, dentures and implant once every seven years. In addition, you’re covered for TMJ and orthodontia.

You might consider the Comprehensive option if you or your dependents need orthodontia during the upcoming plan year.

 Comprehensive Option
Your Deductible


You + one or You + family

The Plan Pays: Preventive Care

Plan pays 100% Includes exams, cleanings, sealants, X-rays

Basic Care

Plan pays 80% after deductible
Includes extractions, fillings, root canals

Major Care

Plan pays 50% after deductible
Includes crowns, dentures, bridges


50% up to the lifetime maximum of $1,250
For participants under age 19

Temporomandibular Joint Dysfunction (TMJ)

50% up to the lifetime maximum of $1,000

Annual Benefits Maximum

$1,500 The most the plan pays per person

Reasonable and Customary Charges: Up to reasonable and customary (R&C) charges for out of network care. You are responsible for any cost difference if the dental expenses are more than MetLife’s allowed R&C charges.

A Note About Dental Services

There may be limitations to some of these benefits, including, but not limited to, the number of cleanings and oral exams covered in a calendar year, and time limitations for filling and crown replacements. For more information on services, go to EmployeeConnect > Your Benefit Resources > Health and Insurance > Summary Plan Descriptions.