Results for Dental

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Dental Options

You have two dental options: the Basic option and the Comprehensive option.

What's Covered Under the Basic Option

With the Basic dental option, you get coverage for preventive and basic care, including sealants, bitewing X-rays and full-mouth X-rays.

You might consider the Basic option if you and your dependents do not anticipate needing much dental care, aside from preventive and basic care.

What’s Covered Under the Comprehensive Option

With the Comprehensive dental option, you get coverage for preventive and basic care, including sealants, bitewing X-rays and full-mouth X-rays. Plus, you get coverage for major care, like bridges, crowns, inlays, onlays, dentures and implant once every seven years. In addition, you’re covered for TMJ and orthodontia.

You might consider the Comprehensive option if you or your dependents need orthodontia during the upcoming plan year.

 Basic OptionComprehensive Option
Your Deductible

You
$50

You + one or You + family
$150

You
$50

You + one or You + family
$150

The Plan Pays: Preventive Care

Plan pays 100% Includes exams, cleanings, sealants, X-rays

Plan pays 100% Includes exams, cleanings, sealants, X-rays

Basic Care

Plan pays 70% Includes extractions, fillings, root canals

Plan pays 80% after deductible
Includes extractions, fillings, root canals

Major Care

Not covered

Plan pays 50% after deductible
Includes crowns, dentures, bridges

Orthodontia

Not covered

50% up to the lifetime maximum of $1,250
For participants under age 19

Temporomandibular Joint Dysfunction (TMJ)

Not covered

50% up to the lifetime maximum of $1,000

Annual Benefits Maximum

$1,000 The most the plan pays per person

$1,500 The most the plan pays per person

You + One Definition: You + One means You + Spouse/Domestic Partner or You + Children

The rates above are for full-time employees who work 40 hours per week and part-time employees who work 32 to 39 hours per week. Costs are approximately double for part-time employees who work 20 to 31 hours per week. These annual amounts will be taken out of your paycheck pre-tax throughout the year.

Reasonable and Customary Charges: Up to reasonable and customary (R&C) charges for out of network care. You are responsible for any cost difference if the dental expenses are more than MetLife’s allowed R&C charges.

Dental ID Number

Your MetLife dental ID number for dental benefits is your 8-digit employee ID number (for example, 100XXXXX).

A Note About Dental Services

There may be limitations to some of these benefits, including, but not limited to, the number of cleanings and oral exams covered in a calendar year, and time limitations for filling and crown replacements. For more information on services, go to EmployeeConnect > Your Benefit Resources > Health and Insurance > Summary Plan Descriptions.