If you have successfully completed all the required documents to receive an in-service distribution, your benefit will be distributed on or around March 1st of the following calendar year. For example, if you elect to receive a lump sum in-service distribution on December 1st, 2024, your payment will be distributed on or around March 1st, 2025. If you elect to receive an in-service distribution as a monthly annuity on December 1st, 2024, your first distribution will occur on or around March 1st, 2025 with a retroactive payment back to December 1st, 2024.