Medical Benefits

Rockwell Automation offers two medical options: the Health Savings Account (HSA) option and the Health Reimbursement Account (HRA) option.

Both the HSA and HRA options offer financial protection for you and your family when you need medical care. Here are a few other ways they are similar. Both options provide:

  • Coverage for the same services (like doctor visits, hospital care and lab work).
  • Fully covered in-network preventive care, even before you’ve met your deductible.
  • A health account that comes with a company contribution.
  • An extensive provider network (the Choice Plus network).
  • Prescription drug coverage provided by CVS/caremark.
  • The UnitedHealth Tier 1 Designation Program, which helps you find quality, cost-effective care.
  • ˜˜Best Doctors, an informed decision-support service to help you evaluate medical treatment options.
HSA Option HRA Option
The HSA option has lower premiums but a higher deductible. This means you pay less for coverage throughout the year but pay more when you use care. Some other benefits of the HSA option are that it:

  • Comes with a Health Savings Account (HSA) that has a company contribution to help offset your deductible. You can contribute your own money, pre-tax, to this account to help pay for eligible medical expenses. Plus, any money in your HSA is yours to keep even if you leave the company. For more information about the HSA, click here.
  • Requires that you meet your medical deductible before Rockwell Automation starts sharing your non-preventive prescription drug costs.
 The HRA option has higher premiums but a lower deductible. This means you pay more for coverage throughout the year but pay less when you use care. Some other benefits of the HRA option are that it:

  • Comes with a Health Reimbursement Account (HRA) that has a company contribution to help offset your deductible. You cannot contribute any of your own money to this account. If you leave the company or change medical options, you forfeit your remaining HRA balance.
  • Doesn’t require that you meet a deductible before you and Rockwell Automation share costs for prescription drugs.